Business Banking at Founders Bank & Trust

Additional Business Banking Services

Large or small business banking at Founders Bank & Trust means added benefits for your organization. Our local, Grand Rapids based team offers Business banking with Founders Bank & Trust means additional services that are designed to make managing your business finances as convenient as possible.

Founders Bank & Trust Routing Number: 072413638

Direct Deposit / Cash Management(ACH)

Business customers who use Founders Bank & Trust Business Online can also add optional ACH features to increase the flexibility of their online banking experience. Our ACH service provides an additional level of account management right at your fingertips.

  • Conduct ACH transactions for direct deposit of payroll
  • Process EFTPS tax payments

Founders Online Banking

Founders Bank & Trust Business Online Banking allows you to view your current and historical account history and transfer balance between Founders accounts. This is a free service with any Founders Business Checking or Savings account.

  • View current account activity
  • Review your account history including deposits, credits, paid items and charges
  • Transfer balances between accounts
  • Service is free with any business savings or checking account

If you would like a member of our team to assist you in setting up your Online Banking feature you may complete a Contact Us form, or call us at (616) 956-9030.

Founders Online Bill Pay

Founders Bank & Trust business customers can pay bills online*, either on a one-time or recurring basis. No more checks to write, no more stamps or envelopes to hassle with, and no more past due fees when you forget to mail your bills on time. Instant tracking as to what bills were paid and when, for up to a year.

*A $.45 charge will be applied for each bill being paid online. If you would like a member of our team to assist you in setting up your Online BIll Pay feature you may complete a Contact Us form, or call us at (616) 956-9030.


Founders Bank & Trust is proud to offer e-Statements – the fastest and most convenient way to receive your monthly deposit account statement. Personal and business deposit account holders no longer have to wait for their monthly statement to arrive in the mail. Each time we prepare a statement for a checking, savings or money market account that you have selected for e-Statements, we will send you an email letting you know that it's available. You can securely retrieve your statement when you want it, anytime day or night.

Founders Bank & Trust e-Statement features include:

  • Easy access through Founders Online Banking
  • No additional passwords
  • 12 months of past statements available for review
  • Faster and more secure than paper statements

If you would like a member of our team to assist you in setting up your e-Statement feature you may complete a Contact Us form, or call us at (616) 956-9030.

Remote Deposit

Accelerate the time it takes for a check to go from your hand to your bank account with Founders Remote Deposit. Sign up to electronically submit your check deposits without leaving your office, saving you both time and money.

If you have any questions about setting up Remote Deposit, or the requirements for this feature, you may fill out a Contact Us form or call us at (616) 956-9030 to speak with a member of our team.

Merchant Processing

Our expert merchant processing is provided by Michigan Retailers Association, which specializes in retail and other small and medium size companies. MRA provides extremely competitive discount rates and services all major credit cards and debit cards, including Visa, MasterCard, Discover and American Express. No matter what type of business you operate, we can offer a customized solution.

Founders Business Visa® Credit Cards

Business Credit Cards

We offer a wide variety of credit card solutions designed to fit the complex needs of your business, non-profit, or government entity. To learn more about our offerings or to apply for one of the business credit cards listed below, please click here to be put in touch with a Client Service Representative.

Business Edition® Visa® Card

The Business Edition® Visa® Credit Card offers many benefits, such as low rates, no annual fee, and online access to view transactions and track business expenses.

Business Edition® Visa Card® with Maximum Rewards®

The Business Edition® Visa® Credit Card with Maximum Rewards® puts your regular purchases to work. Qualifying purchases accumulate points that can be redeemed for merchandise, gift cards, travel and even cash back as a statement credit.

Online account access provides:

  • Account Alerts
  • Business Forms
  • Management Reports
  • Commercial Management Reports
  • Download Transactions

Access your account by clicking here


  • FREE 24/7 ONLINE ACCESS for managing your account.  View transaction activity and history, pay your bill, set up alerts, and more. †
  • FREE MANAGEMENT REPORTS to help you track expenses, monitor your spending, spot tax deductions, prepare your tax filings and forecast expenses more easily.
  • CASH FLOW MANAGEMENT with the flexibility to cover the cost of supplies, equipment, travel and more.
  • ADDED SECURITY with fraud protection, extended warranties, travel accident insurance and identity theft protection. * 

Founders Bank & Trust Business Visa® Customer Service:

To speak to a representative, call: (402) 346-1553
Call Toll Free 1-888-530-3626 (and follow prompts)
Available 24 hours a day, 7 days a week

We reserve the right to change the account terms should your credit profile change or for other reasons described in the "Terms and Conditions".  All changes in terms will be subject to the requirements of applicable law.

* Complete details, including restrictions, limitations and exclusionos will be available when you become a Cardmember.

† Only a Program Administrator or Authorized Company Representative, as applicable, can enroll your Company's Business Credit Card online.

© 2013 Visa® Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A. Inc. Business Edition® and Maximum Rewards® for Business are federally registered service marks owned by First Bankcard®, a division of First National Bank of Omaha. 

Lockbox Service

Collect and deposit customer payments faster with Founders Bank & Trust Lockbox Services. Receivables are converted to cash more quickly saving you time and money.

Courier Service

Founders Bank & Trust Courier Service is a safe and convenient alternative to late night trips to the drop box or visits to a branch. With this service, we will come to your office to pick up your deposits. Best of all, the service is free when account minimum balances are maintained.

Postage Paid Bank-by-Mail

We will provide postage paid bank-by-mail envelopes if you cannot make it into one of our four branch locations.


Intranet | Outlook | Copyright 2007 Founders Bank & Trust - Grand Rapids, MI – Questions or comments, please Contact us at (616) 956-9030.