Retirement Planning Services

Retirement Plan Services

Founders Bank & Trust provides comprehensive retirement plan services for business owners and individuals. Our Grand Rapids based retirement plan consulting team takes a hands-on approach in designing and managing custom retirement plan packages for you and your employees. From 401(k)s to Cash Balance programs, we provide the latest retirement plan options, recordkeeping and technology tools, assist with tax reporting and ERISA compliance, and offer excellent employee education services.

Plan sponsors can review usage statistics, fund information, participant reports and additional research and reporting functions securely and at your own convenience. You also will have access to current balances and transaction history, statements, detailed mutual fund overview information, and investment guidance.

We want to be your bank of choice.

For additional information about our retirement plan services, please complete a Contact Us form to have a member of our team answer your questions.

Use our Financial Calculators to determine how our investment products and services will fit your needs.

Meet our Wealth Management Team

Retirement Plan Options

Whatever your business or life situation, our retirement plan consulting team can help you choose the plan that works best for your needs. Among the plans we can help you implement are:

  • 401(k)/Profit-sharing plans
  • Roth 401(k)s
  • Cash Balance plans
  • Retirement plan rollovers
  • Simple/SEP plans
  • Defined  Benefit plans

IRA Rollover Accounts

Whether you’re retiring or changing careers re-distributing pension, profit sharing and 401(K) funds can create significant tax consequences. Let our team custom construct a thorough analysis of your investment goals and provide you with the ideal plan for your IRA Rollover Account. Depending on your objectives, a direct rollover often is the best option. It allows an immediate transfer of funds from a qualified retirement plan to an IRA without tax consequences.

If your company doesn’t offer a retirement plan, the Individual Retirement Account is the answer– whether it is the "traditional" IRA or the Roth IRA. Founders Bank & Trust can help you with either type of IRA and we will also provide the investment expertise and guidance to assist you with your retirement goals.

Founders Bank & Trust can help in several ways:

  • Aid you in the preliminary review of your options;
  • Provide you with the IRA Rollover Account to accept distribution;
  • Assist you in undertaking a complete analysis of your investment objectives and goals.

Portfolio Account Link (PAL)

PAL is a complimentary optional feature that provides secure 24/7 online access to wealth management accounts, allowing review of account summaries, investments, transaction activities and statements.

Investment Management products and services are not insured by FDIC, they are not deposits or other obligations of the bank and are not guaranteed by the bank and are subject to investment risks, including possible loss of the principal invested.

How Can we Help?

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