Banking Services

Additional Services

As a Founders Bank & Trust, a division of Old National Bank customer, you will have access to a variety of additional banking services - such as Online Banking and Online Bill Pay- that make managing your finances as convenient as possible. Discover why we’re your best choice for your personal banking.

Founders Bank & Trust Routing Number: 072413638

Founders Mobile Banking

Founders Mobile Banking brings the features and benefits of online banking directly to your phone.

You will be able to:

  • Check Account Balances
  • Pay Bills
  • Transfer Funds
  • Access Account History

To get enrolled in Founders Mobile Banking, please log in to your Founders Online Account, Select the Options Tab, and Mobile Settings to view Mobile Web Settings. You may also use your mobile device to enroll by navigating to and follow the prompts accordingly. Questions may be directed to a Client Service Representative at 956-9030 for further assistance.

Click or scan QR code to download the free Founders Mobile Banking smartphone app today.

Mobile Banking is available to any Founders Bank & Trust customer with an active Founders Online Banking account. Please check with your mobile carrier for application fees and availability. Online Banking customers will need to set up Online Bill Pay prior to using via the Mobile Banking features. Fund Transfers are available among FB&T accounts only.

Founders Mobile Deposit

Enjoy the convenience of banking on your schedule–anytime, anywhere. Now you can deposit checks into your account using your smartphone and Founders Mobile Deposit. It’s fast, safe, and free.*

Here’s how to get started:

  1. Ask a Founders Bank & Trust representative to authorize your account for mobile deposit.
  2. Download the free Founders Mobile Banking App.

Here’s how to make a mobile deposit:

  1. Login to mobile banking and select Deposits.
  2. Take a picture of both sides of your endorsed check, following the on-screen instructions.
  3. Enter the check amount and select the account where you’d like the deposit to go.
  4. Confirm and submit your deposit–you’ll receive an email that your deposit is being processed.
  5. Mark the check as deposited, and retain it for 30 days until you have confirmed the deposit into your account.
  6. Destroy the check.

Click or scan QR code to download the free Founders Mobile Banking smartphone app today.

Additional Details

Founders ATM/Debit MasterCard™

The Founders Bank & Trust Debit MasterCard™ is a combined ATM / MasterCard. With it you can make purchases wherever MasterCard™ is accepted. It’s simple, and free to Founders Bank & Trust checking account customers. Think of the Founders Bank & Trust Debit MasterCard™ as a fast, yet secure way to access your checking account. Use it for daily necessities, and depend on it for unexpected emergencies. It's just one more way Founders Bank & Trust is bringing a little more convenience to your life.


ATM Usage

At Founders Bank & Trust, we have eliminated the transaction fee when our customers use another bank's ATM.  Our checking account customers are automatically credited the surcharge other banks charge to use their ATMs.

Lost or stolen card?

In the event that your ATM / Debit MasterCard™ is lost or stolen, please call us immediately at (616) 956-9030 during regular business hours. After business hours you may call Customer Service toll free at 1-866-546-8273.

Founders Online Banking

Founders Online Banking is your secure, 24-hour banking resource right from your personal computer. Use it from your home, office or any other place where you can securely access the internet. With Founders Online Banking, you can:

  • See balances on all your accounts including debits, credits and cleared checks
  • Transfer funds between your Founders Bank & Trust Accounts
  • Download your account information using financial software such as Quicken™ or Microsoft Money™

If you would like to have a member of our team assist you in setting up your Online Banking feature you may complete a Contact Us form, or call us at (616) 956-9030.

Founders Online Bill Pay

Founders Bank & Trust customers can pay bills online for FREE, either on a one-time or recurring basis. No more checks to write, no more stamps or envelopes to hassle with, no more forgetting to mail your bills on time. Instant tracking as to what bills were paid and when, for up to a year.

Customer Support

If you need help tracking any Bill Pay payments or for other questions about Bill Pay or our other convenient online services, please contact a Founders Bank & Trust Client Service Representative at (616) 956-9030 during regular business hours.

If you would like to have a member of our team to assist you in setting up your Online Bill Pay feature you may complete a Contact Us form, or call us at (616) 956-9030.


Founders Bank & Trust is proud to offer e-Statements – the fastest and most convenient way to receive your monthly deposit account statement. Personal and business deposit account holders no longer have to wait for their monthly statement to arrive in the mail. Each time we prepare a statement for a checking, savings or money market account that you have selected for e-Statements, we will send you an email letting you know that it's available. You can securely retrieve your statement when you want it, anytime day or night.

Founders Bank & Trust e-Statement features include:

  • Easy access through Founders Online Banking
  • No additional passwords
  • 12 months of past statements available for review
  • Faster and more secure than paper statements

If you would like to have a member of our team assist you in setting up your e-Statements feature you may complete a Contact Us form, or call us at (616) 956-9030.

Founders Visa® Credit Cards

Founders Bank & Trust offers a variety of credit cards to meet your needs. Become a card member and enjoy a wide range of benefits including competitive introductory rates and your choice of rewards programs.  You can even put your favorite photo on your credit card!  It's easy to do and a fun way to show your personality whenever you shop.  Click below for more information and to apply online.

Learn more by clicking here

Online account access provides the quickest and easiest way to:

  • Activate your credit card
  • Make payments
  • Transfer balances
  • Request limit increases
  • View Statements
  • And much more

 Once you receive your credit card, simply access your account by clicking on the link below.

Access your account by clicking here

Founders Bank & Trust Visa® Customer Service:

To speak to a representative, call: (402) 346-1553 
Call toll free 1-888-530-3626 (and follow prompts)
Available 24 hours a day, 7 days a week

Founders Visa® Gift Cards

Founders Bank & Trust has the perfect gift for every occasion. With a Founders Bank & Trust Gift Card you give a gift that can be used at hundreds of places where Visa® debit cards are accepted across the US.

Customers of Founders Bank & Trust can purchase a gift card at any Founders Bank & Trust location for $4. There are no lengthy processes or forms to fill out. Buy one or several cards - for virtually any amount you choose* - in a matter of minutes. 

To activate your Founders Bank & Trust Gift Card and receive a personal identification number (PIN), simply call 1-866-244-5360. You may also visit for additional services such as:

  • Check your balance
  • Dispute a charge
  • View terms and conditions


*Any whole dollar amount between $25 and $1,000.

How Can we Help?

Intranet | Outlook | Copyright 2007 Founders Bank & Trust - Grand Rapids, MI – Questions or comments, please Contact us at (616) 956-9030.