Checking Accounts at Founders Bank & Trust 

Founders Bank & Trust Checking Accounts

Founders Bank & Trust offers a wide selection of personal checking accounts for every stage of your life. Regardless of your deposit level, we offer the following features at no additional cost to each of our checking account products:

  • Founders Online Banking
  • Founders Mobile Banking
  • e-Statements
  • Online Bill Pay
  • Unlimited automatic ATM surcharge reimbursement*
  • ATM/Debit MasterCard™ with cash back feature
  • Overdraft protection**
  • Unlimited check writing
  • Postage paid Bank-by-Mail service 



Click here
 to securely reorder your checks online.



* ATM withdrawal fees charged by other institutions will automatically be refunded to your account.  Excludes Business Accounts, Health Savings Accounts (HSA), and ATM Only accounts.  Does not include reimbursement of fees for overdraft, insufficient funds, or foreign exchange fees.

** With Overdraft Protection there is no annual fee or transaction fee. Line of Credit is subject to Founders Bank & Trust's credit criteria. Interest charges may apply if overdraft protection is used.

We want to be your bank of choice.

Click here to move your personal checking account to Founders Bank & Trust.

Meet our Business Development Officers

Founders Freedom Checking

We've taken Founders Bank & Trust's outstanding personal service and combined it with a checking account that has no minimum balance requirement and plenty of free services. Founders Freedom is the easy solution when you want a basic checking account with all the benefits that a Founders Bank & Trust deposit account provides.

Account Benefits

  • No minimum balance requirement
  • No monthly maintenance charge
  • First 50 checks free

Requirements

  • $50 minimum deposit to open account

For additional information about the Founders Freedom Checking account, please complete a Contact Us form to have a member of our team answer your questions.

Founders Preferred Checking

The Founders Preferred Checking account allows you to earn interest on your deposits while enjoying the safety and liquidity of a checking account.

Account Benefits:

  • Tiered rates of interest
  • Commitment fee on new home equity loan or home equity line of credit waived*
  • Free traveler’s checks
  • Discount on Preferred Checking Account style checks
  • Check Safekeeping

Requirements:

  • $1,000 minimum deposit to open account
  • $1,000 minimum monthly balance requirement
  • If minimum balance falls below $1,000, monthly service fee is $20.00   



* Not applicable in conjunction with any other offer. To receive fee waiver, account relationship must be indicated at time of loan application.

For additional information about the Founders Preferred Checking account including current rates, please complete a Contact Us form to have a member of our team answer your questions.

 

Founders Premier Plus Checking

The Founders Premier Plus Checking account offers the flexibility of a checking account with a tiered interest rate structure that rewards higher balances with higher rates. As a Founders Premier Plus Checking account customer, you will receive all the benefits of the Founders Preferred Checking as well as the following:

Account Benefits:

  • .25% interest rate reduction on any consumer loan with auto-deduct, including Home Equity*
  • Bonus .25% on CD**
  • Overdraft protection with no annual fee***
  • Free estate planning consultation with our Trust & Investment Management team
  • Free Premier Plus account style checks
  • Free money orders and official checks

Requirements:

  • $5,000 minimum deposit to open account
  • $5,000 minimum monthly balance requirement
  • If minimum balance falls below $5,000, monthly service fee is $20.00  


* .25% rate reduction not applicable on a Home Equity Line, only fixed rate Home Equity and other fixed rate consumer loans. Not applicable in conjunction with any other offer. To receive bonus and fee waiver, account relationship must be indicated at time of loan application.

** Rate bonuses not applicable to promotional CDs or in conjunction with any other offer. To receive bonus, account relationship must be indicated at opening.

*** Line of credit subject to Founders Bank & Trust's credit criteria. Overdraft Protection with no annual fee and no transaction fee. Interest charges may apply if overdraft protection is used.

For additional information about the Founders Premier Plus Checking account including current rates, please complete a Contact Us form to have a member of our team answer your questions.

Intranet | Outlook | Copyright 2007 Founders Bank & Trust - Grand Rapids, MI – Questions or comments, please Contact us at (616) 956-9030.